Michael CollinsQ. At the moment I am probably like many other people who make a major purchase and then start second-guessing themselves, but I am hoping that some good advice will take away some of my trepidation. As background, I recently changed my status from a renter of apartments and small houses to that of a homeowner. That may not seem like a big deal, but some contributing factors make it big for me.

I use a power wheelchair and had saved up sufficient money for the down payment on a mortgage, thanks to being steadily emplo