Like a lot of wheelers, during the dot.com and real estate boom/bust cycles, I felt like I was the only person not getting rich overnight. I never borrowed my way (“ATM equity”) into the affluent lifestyles it seemed everybody else was enjoying. Instead my goal was getting to the end of the month with bills paid and a small contribution to my vacation/rainy day account. Ironically, with the lingering recession, how to thrive with less is now the new model. Here are some tips on how to be a “dimestore millionaire.”

Housing
The Biggest Slice of the Pie