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#39107 - 11/06/06 11:30 PM Re: True Credit - Trans Union
NorthwestDan
Member


Registered: 07/29/01
Posts: 224
Loc: The Great Forests of the Pacif...
Just an FYI - in the U.S. you are entitled to a free copy of your credit report. The Free Credit Report Act allows you to get one copy of your credit report from EACH of the three major credit reporting agencies - every 12 months.

The U.S. government has a FAQ about the program at: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm

The above link does provide a link to the online method of getting the free reports from https://www.annualcreditreport.com/cra/index.jsp

There are MANY similarly worded websites, which may provide you a credit report - but then sign you up for a credit monitoring service. Don't fall for them.

The above site (www.annualcreditreport.com) complies with the law. The reports are free, within the confines of the law - there will only be a charge if you wish to also get your credit score.

Enjoy.

-NW Dan
(the other Dan)

p.s. Sorry to hear you had that experience. It it so hard to keep up with scams.

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#39108 - 11/07/06 09:18 AM Re: True Credit - Trans Union
cbal-craig
Member


Registered: 04/06/00
Posts: 17675
Seems you have come back to NM Susan. I guess you like the new NM better....good job !
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#39109 - 11/07/06 05:01 PM Re: True Credit - Trans Union
paradocs
Member


Registered: 11/20/04
Posts: 2323
I have found the toll-free number (listed on the annualcreditreport.com site) easier to navigate than the website. The downside is that you get your report in the mail in 7 to 10 days rather than just printing it out. I check one report every 4 months.
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