The impression I got from the show was that it was basically a shill for the banks and credit card companies -- how to borrow money "wisely" so you can qualify to borrow more so you can stay in debt for the rest of your life.
I prefer Dave Ramsey's approach: get out of debt and stay that way by not borrowing. As he has pointed out repeatedly, the Bible says that the borrower is slave to the lender. Maybe that is why one major credit card company calls itself MasterCard.
Anyone wanting to hear Dave Ramsey's advice can get information on a nearby radio station by going to
The show is aired over about 300 radio stations across the country, Sirius and XM satellite, and also available free as a webcast. There were a number of horror stories on the tactics lenders use on the show today.
I was a bit reluctant to try Dave's approach until I added up what I was paying out in interest to the bloodsuckers every month and decided there were better things I could do with my money than lining their pockets.
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